Bring Feng Shui to your home

Feng Shui is based on a Taoist vision.  It’s an ancient art and science that seeks balancing the movement and energy within a space or environment.   Land’s energy, also known as Chi, brings the theories of yin and yang and the five elements together to create the basic concepts of Feng Shui.  Arranging and decorating a space in a manner that projects a positive flow of life’s energy, or chi flow, can bring a positive flow towards you.

YING AND YANG

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Yin-Yang are opposites They are either on the opposite ends of a cycle, like the seasons of the year, or, opposites on a continuum of energy or matter. This opposition is relative, and can only be spoken of in relationships. For example: Water is Yin relative to steam but Yang relative to ice. Yin and Yang are never static but in a constantly changing balance.

Interdependent: Can not exist without each other Nothing is totally Yin or totally Yang. Just as a state of total Yin is reached, Yang begins to grow. Yin contains seed of Yang and vise versa. They constantly transform into each other. For Example: no energy without matter, no day without night.

Mutual consumption of Yin and Yang Relative levels of Yin Yang are continuously changing. Normally this is a harmonious change, but when Yin or Yang are out of balance they affect each other, and too much of one can eventually weaken (consume) the other. Four (4) possible states of imbalance:

  • Preponderance (Excess) of Yin
  • Preponderance (Excess) of Yang
  • Weakness (Deficiency) of Yin
  • Weakness (Deficiency) of Yang

Inter-transformation of Yin and Yang. One can change into the other, but it is not a random event, happening only when the time is right. For example: Spring only comes when winter is finished.

(resource: http://www.sacredlotus.com/theory/yinyang.cfm)

FIVE ELEMENTS

Fire

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  • Considered the most powerful of all the elements
  • Represents energy, passion, expansion and transformation.
  • In the home, represented by: a candle, or by color (e.g. red lampshade)
  • Color: red, orange and yellow
  • Season: summer
  • Direction symbolized: south
  • Triangular

Wood

  • Wood - oxygen-mural200 Helps to develop creative energies such as inspiration, motivation and passion.
  • Represents: personal growth and renewal and purifies and redirects chi.
  • In the home, represented by: plants, trees or by green objects, (e.g. green pillows)
  • Color: green and sometimes purples, not pastels
  • Season: spring
  • Direction symbolized: east and southeast
  • Shape: Rectangle

Water

  • Water - blue-horchow200Directly related to the flow of money and career.
  • Flowing water helps us to let go of things we no longer need.
  • Still water helps the surrounding energies to be calm and offers the feeling of a new beginning and renewed strength.
  • In the home, represented by: a water feature, fish tank or pond. Crystals, wavy statues or artwork and paintings of water scenes are other ways the element of water may be represented.
  • Color: blues
  • Season: winter
  • Direction symbolized: north
  • Shape: Wavy

Metal

  • Metal200 Draws and unifies all of the elements together. They act as transmitters, conducting the various energies to different areas.
  • Stimulates mental strength and intellectual abilities, making it easier to focus and think clearly.
  • Color: white, silver, gray and black
  • Season: fall
  • Direction symbolized: west and northwest
  • Shape: Round

Earth

  • earth - crystal-emporium200 Representing permanence, stability and home, the earth element is solid giving a sense of security and grounding support.
  • It strengthens the feelings of safety and adds a sense of comfort from within.
  • Rock features, thick carpet, antique pottery and old books help to bring the earth element indoors.
  • Color: brown, beige, sierra and other muted colors
  • Season: end of summer
  • Direction symbolized: center, northeast and southwest
  • Shape: Square

The elements interactions

ElementWheel200 Productive Cycle Water feeds plants to give rise to Wood. Wood in turn can create Fire. The by-product of Fire is ash, in this case the Earth element. From the Earth comes Metal, which in turn can help collect Water, thus going full circle.

Destructive Cycle Water puts out Fire, Fire melts Metal, Metal axes fell Wood, the Wood tree roots hold down Earth and Earth absorbs Water.

FENG SHUI AT HOME

Feng Shui examples for you whole home Feng Shui Do’s and Dont’s Feng Shui Colours Feng Shui of House Numbers

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Bernadette Dunnigan

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BUSINESS BASICS

Started as a Realtor in: 2010; currently #1 in Edgemont for attached home sales.

Specialization: North and West Vancouver, with particular expertise in the beautiful Edgemont Village Community (North Vancouver).

One-piece of advice for your clients: Location is key, but trust yourself! Trust your instincts.

Why RE/MAX Crest Realty? They are the #1 brokerage in North Vancouver for number of sales, year after year and part of the group of brokerages (RE/MAX Metro Vancouver), which is #1 in the world! RE/MAX is known internationally as well has #1 in North Vancouver.

"She was super professional and even helpful after the transaction during the move process. She really cared about us!” -Susanna Li, Client

Q & A

1. What differentiates you from the 11,000 licensed real estate agents in the Greater Vancouver area? I work hard, harder than any one I know. I do whatever it takes to provide the top level of service to my clients and to meet their goals. I sincerely care about my clients and I support what I do with market knowledge and the ability to negotiate.

2. Who has been your most interesting client? I live and work in an area that has a smaller community; we all know each other. I had a recent client who had a reputation amongst our local Realtors for being hard, abrasive and difficult to work with. My experience was nothing like that. They were lovely and even wrote a beautiful testimonial for me, noting how they never felt pressured and that they felt as if their interests were always first and foremost. It validated my professionalism and character that everyone should be treated with respect.

3. What was your favorite success story? I had a client not willing to sell under the asking price. Four Realtors were asked to provide estimates on their property value. We were all within range from one another, but a decent amount below what the clients wanted.

The client chose me as their agent and said to me, “I believe in you and that you will get me my price.”

I gave the client a detailed list of “to dos” to prepare their house for listing and to maximize the sale price; paint, purchasing pillows, carpets, etc. The cost wouldn’t have even been $1000.00 and I helped stage the whole house.

We received offers very close to the original price estate, but they turned them down. We eventually negotiated an offer just shy of the asking price. …I made them a promise and I delivered.

4. What inspired you to be a Realtor? I was obsessed with real estate and always knew what was going on. I knew houses, pricing, inventory. I would search for friends and families all the time and help them find their homes. I knew I had the potential for a successful real estate career. Even while I was in the midst of a successful career in project management, with my husband’s encouragement, I made the move that I always wanted to.

“I have had the pleasure of working alongside Bernadette Dunnigan in a Real Estate transaction and would highly recommend her. She is professional, thorough, diligent, and makes her clients’ best interests her number one priority. She is extremely knowledgeable about the market she works in, and her business background and strong negotiating skills make her a wonderful asset to have when buying or selling a home.” -Michelle Vaughan, Realtor

PERSONAL SNAP SHOT

About: Bernadette loves living in her Edgemont community with her husband and three kids, 6, 4, and 2. Her high energy and enthusiastic personality thrives by meeting new people and being social. She enjoys playing tennis, snowboarding, and being active with her family and friends.

Bernadette runs a busy life, but she prides herself in focusing on doing the work she is good at, creating systems for efficiencies and teaming with partners and support staff to make it all run smoothly and let her focus on servicing her client and providing top-level negotiation. She has a background in project management and banking with a finance degree. She uses her past education and experience to access higher-level reports for her day-to-day research on current economic and market conditions.

Likes (If you had more time, what would you do more of): I would do more of everything. More business development, more time with friends, more time with family. More!

Loves (can’t live without): My Starbucks in the morning at minimum. I love to tuck in my kids at night. Going out for dinner, I’m definitely a foodie. I love to snowboard. I love to be social and I love that I’m going to Maui soon!

If she wasn’t a Realtor she would be a: Architect/designer or own her own business.

THE EXTRAS

Bernadette believes that clients are looking for a Realtor they can trust with their biggest investment; someone who has market knowledge with an area-specific niche and has proven success.

By virtue of her area of specialization, she tends to work with young families or those looking to downsize.

She finds her clients appreciate that she cares about them, is warm and a hard worker who knows the market well.

The process of paperwork is Bernadette’s least favorite aspect of the job. However, process and paperwork is largely trumped by how much she loves finding people their home. “I know it’s their home before they do, I’m like a home matchmaker!”

Contact Bernadette

The 2-in-1 home

7849 Fraser Street, Vancouver

List Price: $739,000 Floor Area: 1745 Unit: 6 bed, 3 bath Taxes: $3,500 MLS: V986596

Ever consider purchasing a home with a mortgage helper that pays half the bill?  This is the place to do just that.  The duplex has 6 bedrooms with the option of having the lower suite as a 2 or 3-bedroom unit.  It has private access to the back yard and one garage parking stall.  More than one car? No problem, there is plenty of street parking available for residents and guests.

Built in 2005 and renovated in 2009, some additional improvements could be made to increase the value.   Adding a separate entrance walkway and making minor improvements to the lower suite are a couple of examples.

Currently listed at below assessed value, a buyer would be sure to find value in the property.   Enjoy as a 2-story home or two separate condos, with yard access.

PROS

  1. Option to have a 2 or 3 bedroom mortgage helper.
  2. Newer building
  3. Access to major road ways (Fraser, SE Marine Dr, Knight, Cambie, Main)
  4. Rooms decent in size
  5. Lots of street parking
  6. Private access to the backyard
  7. Access to a garage

CONS

  1. Lots of stairs
  2. Some work still to be done to elevate the overall aesthetics
  3. Higher property taxes
  4. Although close to many parks and shopping areas, the area is not as desirable as other family communities in Vancouver

MORTGAGE DETAILS

Based on 2.99%; List Price: $739,000

High Ratio Loan (less than 20% down payment); 25-year amortization Down Payment (5%): $36,950.00 CMCH fees: $19,306.38 Total loan: $721,356.38 Amortization: 25 years Payment: $3,410.09 Approximate income required: $142,500

Conventional Loan (20% or more down payment); 30-year amortization Down Payment: (20%) $147,800.00 Total Loan: $591,200.00 Amortization: 30 years Monthly payment: $2,483.46 Approximate income required: $108,000

From my home to yours - Irene

Linda Lait

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BUSINESS BASICS

Started as a Realtor in: 1981 when the interest rates were at 22.25%!

Specialization: Richmond

One-piece of advice for your clients: Look closely at what your monthly costs will be, including all transactions you know so you’ll understand what to expect at the end.

Why MacDonald Realty Westmar? Linda has been with MacDonald Realty for the past 21 years and appreciates that each MacDonald office is individually owned with 19 offices in the lower mainland and BC. They provide great support and a good working atmosphere along with full-service options including property management.

“Linda has been very warm and friendly right from the beginning when we met. She took us through the buying process and gave us useful tips along the way (meeting with the bank, notary public, etc). After the transaction, she continued to stay in touch with us. There was one incident when we had some issue to deal with BC Hydro and we ran in to the problem of potentially getting a power cut-off, but she covered for us and helped us resolve the issue smoothly.” -Victor He, Client

Q & A

1. What differentiates you from the 11,000 licensed real estate agents in the Greater Vancouver area?

  1. I listen carefully
  2. I find my clients what they are looking for and what’s going to be comfortable for them – and their need for the future.
  3. I prepare my clients for the buying and selling process, aiding in making the transaction a smooth one.

2. Who has been your most interesting client? In early 2011 (during the hot market period) my client had a place to list in the desirable Sunnymede community found in Richmond, near No. 3 and Blundell. We knew it would be a very active listing. It was. We had 10 different offers. Realtors had to prepare proposals and present them one after another. We ended up selecting an offer $300,000 over asking with no subjects. A successful experience; we achieved the highest price in the subdivision.

3. What was your favorite success story? Four years ago a young women contacted me to help find her a home. She mentioned that I had helped her family purchase a townhouse over 20 years ago. I recalled the home and family and could visually remember 3 young girls. I asked which one she was and she said the middle one. She was now 25 and wanted to buy and she called me; a wonderful reminder that my clients have good experiences with me.

4. What inspired you to be a Realtor? In 1980 I attended a session on investing in Real Estate put on by two realtors and found it to be fascinating

“We have been co workers for well over 20 years. Having known her for such a long period of time……….. Linda has proven to be trustworthy, hard working and reliable. She has a warm personality and easy to talk to. I can honestly say, it has been a pleasure to have known Linda and you will too!” -Alice Lai How, Realtor

PERSONAL SNAP SHOT

About: Linda is married and has two grown children. She was born in England and came to Canada as a small child. She has lived in Richmond for the past 34 years

If she wasn’t a Realtor…Linda could see herself as a social director on a cruise ship.

Likes (If you had more time, what would you do more of): Crafts, mainly working with wood carving, painting, and pottery. Travel and volunteering are also important to her.

Loves (can’t live without): Family and friends.

THE EXTRAS

Linda spends most of her time thinking and doing “Real Estate” related business, which includes the moments she spends in her car with and without clients. She puts herself in her client’s shoes so she can feel and understand their perspective and type of stressors that impact them. By taking this approach, her listening skills and patience are keys to the success of navigating clients to the home that they truly want, yet still fits all of their needs.

Linda believes that clients are looking for someone they can trust, has their best interest in mind (no other agenda) and provides good honest advice. With the amount of repeat business she has, she feels she accomplishes this and that people like her style of business.

Though there are challenges to the job, the hardest being the constant change of market conditions, for example: in a hot market, buyers not having time to decide and in a slow market informing sellers that their home is not at the value they expect, Linda still loves the experience she gets when people are happy with their purchase or sale and that she helped them get to that point.

“It’s wonderful working with and meeting such nice people. You can be out at the mall and run into them and it’s like bumping into old friends – a fortunate effect of the industry!”

Contact Linda

 

Feels like Home

The Emerald 102, 833 W 16th Avenue, Vancouver, BC

List Price: $497,000 Floor Area: 875 Unit: 2 bed, 2 bath Maintenance Fee: $395.69 Taxes: $1,527 MLS: V983499

This condo has the feeling of home from the moment you step in. The renovations give it a warm and inviting feel with a professional, clean finish. The master bedroom has a fabulous full wall closet with built-in storage compartments. The kitchen and bathrooms are the stars of the renovations, but the unit’s wrap around 728 sqft exterior patio is a “wow” factor. This ground level home is completely fenced in, making its patio the perfect spot for beautiful summer days on the coast. Includes: in-suite laundry, 2 parking stalls and extra storage.

A beautiful location with access to major routes along Cambie, Oak Street and Broadway. It’s a place that could be enjoyed by the young and young at heart.

PROS

  1. Nice renovations
  2. Very large patio
  3. Well maintained building with rain screening, new roof and other upgrades
  4. Pet-friendly
  5. Rentals allowed
  6. Two parking stalls
  7. Nice neighbourhood
  8. Additional storage
  9. In-suite laundry
  10. Open floor plan

CONS

  1. High maintenance fees
  2. Small closet in the second bedroom
  3. One parking stall is a rental until the end of 2013
  4. Not a large 2 bedroom unit

MORTGAGE DETAILS

Based on 3.04%; List Price: $497,000

High Ratio Loan (less than 20% down payment); 25-year amortization Down Payment (5%): $24,850 CMCH fees: $12,984.12 Total loan: $485,134.12 Amortization: 25 years Payment: $2,305.84 Approximate income required: $110,000

Conventional Loan (20% or more down payment); 30-year amortization Down Payment: (20%) $99,400 Total Loan: $397,600 Amortization: 30 years Monthly payment: $1680.79 Approximate income required: $86,000

From my home to yours - Irene